• Why Buyers Choose Jer Collins and Associates – Why homebuyers looking for a real estate agent in the Albuquerque, Rio Rancho and Corrales area choose Jer Collins and Associates.
• Latest Listings – Get Jer Collins and Associates latest Albuquerque, Rio Rancho and Corrales listings of homes for sale first!
• Find Your Perfect Home – Jer Collins and Associates will search for your ideal home and email you the newest Albuquerque, Rio Rancho and Corrales MLS listings of properties in Bernalillo, Sandoval County NM.
• First Time Homebuyers – Are you a first time homebuyer in Albuquerque, Rio Rancho and Corrales, NM? Choose a top real estate agent. Jer Collins and Associates can guide your home buying search.
• Mortgage Prequalification – Pre-qualify for a mortgage or loan for your Albuquerque, Rio Rancho and Corrales house or other real estate or property.
• Go to Main Sitemap – Main sitemap sections include Find Albuquerque, Rio Rancho and Corrales Homes, For Home Buyers, For Home Sellers, Albuquerque, Rio Rancho and Corrales Information, Real Estate Resources, and About Jer Collins and Associates.

_________________________________________________________________________________________

Real Estate Tips
_______________________________________________________________________________________

Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

______________________________________________________________________________________

Real Estate Trivia
________________________________________________________________________________________

Q . What time of year is considered the busiest for homebuyers and sellers?

A . Real estate is a year-round business, but spring is still considered the best time of year to showcase a home.

_____________________________________________________________________________________